Jayadi, S. D., N. Sefanya, V. Pranoto, and M. Kurniawati. “The Effect of Financial Management on Spending Behavior in Early Adulthood”. Primanomics : Jurnal Ekonomi & Bisnis, vol. 23, no. 3, Sept. 2025, pp. 176-85, doi:10.31253/pe.v23i3.3951.